NCO Financial Systems - BEWARE of NCO FINANCIAL Collection Tactics!!!
I had the unfortunate experience of working for the unprofessional zoo known as NCO Financial Systems Inc. They are the absolute reason for all my years in the collection business to stear clear of collection agencies.
Related: NCO Financial Systems - WORST COLLECTION AGENCY ON EARTH!
To all consumers/debtors contacted by NCO Financial take heed:
VERIFY your debt, you have 30 days from the placement date under the FDCPA to verify or dispute also to make arrangements to pay.
Become familiar with the laws, know your rights, review the FDCPA.
They will DEMAND immediate payment TODAY, they will tell you it is "pre-legal" or thier "attorney is on hand reviewing your account" or "the client is waiting to move forward legally". Statements such as these are untrue and violate the FDCPA.
Check the laws in your state.
They can NOT call you everyday.
If a message is left on your answering machine with anything more than NCO, name, number and the mandatory mini miranda it is a violation; keep the message and report them to the FTC and Attorney General, the message should only contain the 4 items above.
If they discuss your debt with a 3rd party including your spouse without your permission it is a violation.
NCO collectors work on salary (vs.) commission and must reach a monthly goal, management who are just as rude as the collectors push this daily. They push excessive aggression to make office goal.
If you experience problems from NCO, contact your creditor and alert them, the more complaints the creditor/bank gets the more it will help stop thier tactics.
PAY YOUR DEBT, but pay it to your creditor directly, NCO hates that!
Lastly, review your credit report. Go to annualcreditreport.com it's free.
Review about: Nco Financial Systems Debt Collection.
by: https://nco-financial-systems.pissedconsumer.com/beware-of-nco-financial-collection-tactics-20080308114986.html
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