aca website / Advantages of Having Simasnet Car Insurance Get a variety of benefits by having protection from Simasnet Car Insurance.

Advantages of Having Simasnet Car Insurance
Get a variety of benefits by having protection from Simasnet Car Insurance.



 Angpao Hockey, in the form of direct discount up to 25% Direct claim on the authorized workshop Easy & fast Claim 24-hour Service


Risks that can be guaranteed in Complete Warranty (Comprehensive)
Comprehensive Guarantees guarantee risks such as loss or damage to motor vehicles, with the following causal factors:

Collision, collision, upside down, and slip off the road.
Crime or criminal acts committed by others.
Theft action, including theft with violence.
Fire.
Struck by lightning.
Accident during crossings using ferry or other official crossing equipment under the supervision of the Directorate General of Land Transportation.
The reasonable cost incurred by the insured party in the event of loss or damage due to the risk guaranteed for safeguarding, transporting or withdrawing to the workshop or other place to reduce or avoid such loss or damage. The maximum value of the towing cost compensation is 0.5% of the sum insured.
Meet the general requirements as stated in Simasnet Motor Vehicle Insurance Policy.
Risk guaranteed in Total Loss Only
Total loss only guarantees a risk if loss or damage due to an event guaranteed by the policy, the cost of repair, replacement or recovery to its original state before the occurrence of loss or damage is equal to or more than the actual price of the insured vehicle or loss of vehicles due to theft.

Risk guaranteed in Third Party Replacement (TPL Only)
3rd Party Replacement Products (TPL) guarantees third party claims or legal liability to third parties directly caused by the insured vehicle as a result of guaranteed risk in the form of property damage, medical expenses, bodily injury, or death.

Vehicle Age Requirements in Simasnet Car Insurance
For Comprehensive guarantee = 5 years, age> 5 years must be subject to minimum premium loading 5% per year.
For Total Loss Only = 10 years, age> 10 years subject to minimum premium loading 5% per year.